Reporting to the Credit Operations Manager the job holder will be responsible for building, managing, supervising,

monitoring and reporting on a credit portfolio or loan book within an assigned specific area of operation. She / He

will primarily be involved with smallholder farmers in agribusiness, communities and local leaders in relation to

provision of credit facilities; livestock and crop farming extension support. She /He will have good community

mobilization skills providing advice in Agribusiness, Marketing, Agro-processing, post-harvest handling, Enterprise

Development, Business Development Services with emphasis on increasing profitability of agribusiness income

generation opportunities.

Duties and Responsibilities:

1. Proactively outreach, promote and market SISDO services and products within the assigned communities/areas of operations focusing on potential small-scale farmers and to introduce self, the organization and its mandate.

2. Identify and solve clients’ needs by offering available products and identifying new products as per client needs.

3. Initiate process of potential client identification; recruitment; selection and screening of those who meet basic credit facilities eligibility criteria.

4. Provide credit education to potential clients by giving pertinent information on the credit facilities products/services available; policies/procedures; terms and conditions and the pros cons of borrowing and repaying credit provided.

5. Document potential clients’ enquiries details and relevant information in a register to facilitate any follow up actions as appropriate.

6. Receive loan applications and facilitate loan appraisal, processing and disbursement.

7. Provide after care credit facilities services and follow up credit repayments, collections and recovery of bad debts as appropriate.

8. Keep track of assigned client accounts to identify outstanding payments, carry out client repossession and take appropriate action.

9. Monitor the credit portfolio performance on a weekly basis, follow up clients, ensure proper utilization of disbursed funds and prepare pertinent reports to the supervisor.

10. Provide agricultural extension services and advise on value chains related to agricultural products/horticultural products and livestock

11. Attend monthly staff meetings for reporting, information sharing and feedback.

12. Enhance networking with all stakeholders including County Government Departments.

13. Undertake any other duties assigned by the Management.

JOB REQUIREMENTS

1. Diploma or a first degree in Agriculture, Agribusiness, Cooperative Management /Business Management

2. C+ and above in “O” Level

3. Three or more years’ experience in microfinance and successfully promoting increased production and marketing of agriculture products and promoting improved crop and animal production practices.

4. Age below 30 years and a licensed motorcycle rider.

5. Passion for development of the agricultural sector and entrepreneurship with a high level of integrity.

6. Good knowledge in Ms Computer Packages, especially Ms Word and Ms Excel.

7. Team player with excellent communication skills.

8. Good knowledge and experience working with smallholder farmers in Kajiado County.