Standard Bank Group is the largest African banking group by assets offering a full range of banking and related financial services. "Africa is our home, we drive her growth” Our vision is to be the leading financial services organisation in, for and across Africa, delivering exceptional client experiences and superior value. This sets the primary goals and standard of excellence we intend to achieve in the medium term. With a heritage of over 150 years, we have an on-the-ground presence in 20 countries in sub‑Saharan Africa; fit-for-purpose representation outside Africa; and a strategic partnership with the Industrial and Commercial Bank of China (ICBC). In line with the realities of risk, regulation, technology and competition that characterise our operating context, we continue to invest significantly in our diversified operations; our people and culture; our systems and infrastructure; and our brand. In doing so, we understand that our commercial success and social relevance over the long term depends on placing our clients at the centre of everything we do, and ensures that the outcomes of our activities are a catalyst for growth on this continent we call home. The long-term foreign currency ratings for The Standard Bank of South Africa, the single largest operating entity within the Standard Bank Group, are: Fitch Ratings BBB- (negative), Moody’s Baa2 (negative) and Standard & Poor’s BBB- (negative). The group is listed on the JSE Limited, share code SBK, and the Namibian Stock Exchange, share code SNB. The largest bank in the world, ICBC, is a 20.1% shareholder in the group. Other than the 20.1% ICBC shareholding, 32.9% of Standard Bank’s shareholder base is foreign. We subscribe to the Code of Banking Practice, a set of principles governing banking in South Africa and ensuring the highest standards of professionalism, integrity and fairness.Job Description The Card Issuing Portfolio Manager is responsible for planning, developing, and implementing card issuing products and technology solutions across the card value chain. The role drives card product innovation and modernization initiatives while collaborating with Technology, Operations, Fraud, Collections, Customer Experience, Marketing, and other key stakeholders. The incumbent ensures successful project delivery, optimizes product performance, and provides strategic insights to support business objectives and growth. Qualifications Type of Qualification: Bachelor's Degree Field of Study: Banking, Business, Finance, Information Technology, or related field. Preferred Technical Certifications Project Management certification (PMP, PRINCE2, Agile, Scrum, or equivalent). Visa/Mastercard Card and Payments industry certifications. Business Analysis certification. Product Management certification. Experience Required 5-7 years Minimum 5 years' experience within the financial services industry, with a strong focus on card issuing and card products. Demonstrated experience in card product development and product management. Experience leading card modernization, digital transformation, or payment-related projects. Strong understanding of card operations, technology platforms, fraud management, and customer servicing environments. Proven ability to engage and influence cross-functional stakeholders including Technology, Operations, Marketing, Fraud, Collections, and executive leadership teams Behavioural Competencies: Adopting Practical Approaches Convincing People Developing Strategies Establishing Rapport Exploring Possibilities Showing Composure Team Working Technical Competencies: Card Issuing and Card Product Management. Product Development and Innovation. IT Business Analysis and Requirements Management. Technical Analysis and Solution Design. Project and Programme Management. Quality Assurance and Quality Control. Quality Control Technical Analysis